- IFSC code
- IOBA0001449
- Branch
- Gaya
- MICR code
- 823020002
- Address
- Mishra Market,Swarajpuri Road,Gaya,PIN 823001
- City
- Gaya
- State
- Bihar
- Phone
- +916312222106
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001449 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001449: the Gaya branch
To send money, add the account number, the account holder's name and IOBA0001449 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Gaya
All Indian Overseas Bank branches in Gaya
Other banks in Gaya
- State Bank of India
- ICICI Bank
- Canara Bank
- Bank of Baroda
- Utkarsh Small Finance Bank
- Union Bank of India
- Punjab National Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0001449?
IOBA0001449 belongs to Indian Overseas Bank, Gaya branch, Mishra Market,Swarajpuri Road,Gaya,PIN 823001.
What is the MICR code of Indian Overseas Bank, Gaya?
The MICR code is 823020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001449 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.