- IFSC code
- IOBA0001420
- Branch
- Ratlam
- MICR code
- 457020002
- Address
- 81 Ground Floor,New Road,Ratlam,PIN 457001
- City
- Ratlam
- State
- Madhya Pradesh
- Phone
- +917412234759
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001420 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001420: the Ratlam branch
To send money, add the account number, the account holder's name and IOBA0001420 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ratlam
- State Bank of India
- Central Bank of India
- Bank of India
- Bank of Baroda
- ICICI Bank
- HDFC Bank
- AU Small Finance Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is IOBA0001420?
IOBA0001420 belongs to Indian Overseas Bank, Ratlam branch, 81 Ground Floor,New Road,Ratlam,PIN 457001.
What is the MICR code of Indian Overseas Bank, Ratlam?
The MICR code is 457020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001420 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.