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IOBA0001289: Indian Overseas Bank, Kharagpur

IOBA0001289 is the IFSC code of the Kharagpur branch of Indian Overseas Bank in North 24 Parganas, West Bengal. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001289
Branch
Kharagpur
MICR code
721020102
Address
Purathan Bazaar Sitala Sweets First Floor Kharagpur PIN 721301
City
North 24 Parganas (district Kharagpur)
State
West Bengal
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001289 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001289: the Kharagpur branch

To send money, add the account number, the account holder's name and IOBA0001289 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in North 24 Parganas

All Indian Overseas Bank branches in North 24 Parganas

Other banks in North 24 Parganas

Frequently asked questions

Which bank and branch is IOBA0001289?

IOBA0001289 belongs to Indian Overseas Bank, Kharagpur branch, Purathan Bazaar Sitala Sweets First Floor Kharagpur PIN 721301.

What is the MICR code of Indian Overseas Bank, Kharagpur?

The MICR code is 721020102. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001289 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.