IOBA0001287 IFSC Code – Indian Overseas Bank, Valsad

IOBA0001287: Indian Overseas Bank, Valsad

IOBA0001287 is the IFSC code of the Valsad branch of Indian Overseas Bank in Valsad, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0001287
Bank: Indian Overseas Bank
Branch: Valsad
MICR code: 396020001
Address: Aditya Chambers, 1 Floor, Opp Kalyan Bang Station Road, Valsad PIN 396001
City: Valsad (district Kalwada)
State: Gujarat
Phone: +912632244166
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001287 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
001287: the Valsad branch

To send money, add the account number, the account holder's name and IOBA0001287 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Valsad

VapiIOBA0001143

All Indian Overseas Bank branches in Valsad

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Frequently asked questions

Which bank and branch is IOBA0001287?

IOBA0001287 belongs to Indian Overseas Bank, Valsad branch, Aditya Chambers, 1 Floor, Opp Kalyan Bang Station Road, Valsad PIN 396001.

What is the MICR code of Indian Overseas Bank, Valsad?

The MICR code is 396020001. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001287 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.