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IOBA0001285: Indian Overseas Bank, Kotahgiri

IOBA0001285 is the IFSC code of the Kotahgiri branch of Indian Overseas Bank in Nilgiris, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001285
Branch
Kotahgiri
MICR code
643020302
Address
40 by 235a Bethel Plaza,I Floor,Near Bus Stand,Kothagiri,PIN 643217
City
Nilgiris (district Coimbatore)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001285 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001285: the Kotahgiri branch

To send money, add the account number, the account holder's name and IOBA0001285 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Nilgiris

All Indian Overseas Bank branches in Nilgiris

Other banks in Nilgiris

Frequently asked questions

Which bank and branch is IOBA0001285?

IOBA0001285 belongs to Indian Overseas Bank, Kotahgiri branch, 40 by 235a Bethel Plaza,I Floor,Near Bus Stand,Kothagiri,PIN 643217.

What is the MICR code of Indian Overseas Bank, Kotahgiri?

The MICR code is 643020302. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001285 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.