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IOBA0001238: Indian Overseas Bank, Bhemua

IOBA0001238 is the IFSC code of the Bhemua branch of Indian Overseas Bank in Midnapore, West Bengal. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001238
Branch
Bhemua
MICR code
721020601
Address
Bhemua Gram Panchayat,Bhemua Village and PO,Bhemua,PIN 721155
City
Midnapore (district Kharagpur)
State
West Bengal
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001238 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001238: the Bhemua branch

To send money, add the account number, the account holder's name and IOBA0001238 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Midnapore

All Indian Overseas Bank branches in Midnapore

Other banks in Midnapore

Frequently asked questions

Which bank and branch is IOBA0001238?

IOBA0001238 belongs to Indian Overseas Bank, Bhemua branch, Bhemua Gram Panchayat,Bhemua Village and PO,Bhemua,PIN 721155.

What is the MICR code of Indian Overseas Bank, Bhemua?

The MICR code is 721020601. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001238 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.