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IOBA0001027: Indian Overseas Bank, Charottikonam

IOBA0001027 is the IFSC code of the Charottikonam branch of Indian Overseas Bank in Trivandrum, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001027
Branch
Charottikonam
MICR code
695020803
Address
KPD Xiv 138,Charottikonam Plamootukada PO Thiruvananthapuram PIN 695128
City
Trivandrum (district Neyyattinkara)
State
Kerala
Phone
2215062
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001027 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001027: the Charottikonam branch

To send money, add the account number, the account holder's name and IOBA0001027 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Trivandrum

All Indian Overseas Bank branches in Trivandrum

Other banks in Trivandrum

Frequently asked questions

Which bank and branch is IOBA0001027?

IOBA0001027 belongs to Indian Overseas Bank, Charottikonam branch, KPD Xiv 138,Charottikonam Plamootukada PO Thiruvananthapuram PIN 695128.

What is the MICR code of Indian Overseas Bank, Charottikonam?

The MICR code is 695020803. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001027 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.