IOBA0000945 IFSC Code – Indian Overseas Bank, Srinagar

IOBA0000945: Indian Overseas Bank, Srinagar

IOBA0000945 is the IFSC code of the Srinagar branch of Indian Overseas Bank in Srinagar, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0000945
Bank: Indian Overseas Bank
Branch: Srinagar
MICR code: 190020002
Address: Buchwar Lane, Near Hotel Dawn, Dal Gate, Srinagar190001
City: Srinagar
State: Jammu and Kashmir
Phone: +911942501632
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000945 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
000945: the Srinagar branch

To send money, add the account number, the account holder's name and IOBA0000945 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Srinagar

Frequently asked questions

Which bank and branch is IOBA0000945?

IOBA0000945 belongs to Indian Overseas Bank, Srinagar branch, Buchwar Lane, Near Hotel Dawn, Dal Gate, Srinagar190001.

What is the MICR code of Indian Overseas Bank, Srinagar?

The MICR code is 190020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000945 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.