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IOBA0000495: Indian Overseas Bank, Ramanguda

IOBA0000495 is the IFSC code of the Ramanguda branch of Indian Overseas Bank in Rayagada, Odisha. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000495
Branch
Ramanguda
MICR code
765020507
Address
P.O.Ramanaguda,Ramanaguda,PIN 765029
City
Rayagada
State
Odisha
Phone
262123
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000495 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000495: the Ramanguda branch

To send money, add the account number, the account holder's name and IOBA0000495 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Rayagada

All Indian Overseas Bank branches in Rayagada

Other banks in Rayagada

Frequently asked questions

Which bank and branch is IOBA0000495?

IOBA0000495 belongs to Indian Overseas Bank, Ramanguda branch, P.O.Ramanaguda,Ramanaguda,PIN 765029.

What is the MICR code of Indian Overseas Bank, Ramanguda?

The MICR code is 765020507. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000495 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.