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IOBA0000428: Indian Overseas Bank, Vattiyoorkavu

IOBA0000428 is the IFSC code of the Vattiyoorkavu branch of Indian Overseas Bank in Trivandrum, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000428
Branch
Vattiyoorkavu
MICR code
695020009
Address
VP IV by 542vattiyoorkavu Kachani Post Thiruvananthapuram Pin695013
City
Trivandrum (district Vattiyurkavu)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000428 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000428: the Vattiyoorkavu branch

To send money, add the account number, the account holder's name and IOBA0000428 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Trivandrum

All Indian Overseas Bank branches in Trivandrum

Other banks in Trivandrum

Frequently asked questions

Which bank and branch is IOBA0000428?

IOBA0000428 belongs to Indian Overseas Bank, Vattiyoorkavu branch, VP IV by 542vattiyoorkavu Kachani Post Thiruvananthapuram Pin695013.

What is the MICR code of Indian Overseas Bank, Vattiyoorkavu?

The MICR code is 695020009. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000428 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.