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IOBA0000427: Indian Overseas Bank, Rajkot Vaniavadi

IOBA0000427 is the IFSC code of the Rajkot Vaniavadi branch of Indian Overseas Bank in Rajkot, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000427
Branch
Rajkot Vaniavadi
MICR code
360020004
Address
Bhakti Nagar Circle,Vaniavadi,Rajkot PIN 360002
City
Rajkot
State
Gujarat
Phone
2362867
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000427 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000427: the Rajkot Vaniavadi branch

To send money, add the account number, the account holder's name and IOBA0000427 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Rajkot

All Indian Overseas Bank branches in Rajkot

Other banks in Rajkot

Frequently asked questions

Which bank and branch is IOBA0000427?

IOBA0000427 belongs to Indian Overseas Bank, Rajkot Vaniavadi branch, Bhakti Nagar Circle,Vaniavadi,Rajkot PIN 360002.

What is the MICR code of Indian Overseas Bank, Rajkot Vaniavadi?

The MICR code is 360020004. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000427 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.