IOBA0000425 IFSC Code – Indian Overseas Bank, Simla

IOBA0000425: Indian Overseas Bank, Simla

IOBA0000425 is the IFSC code of the Simla branch of Indian Overseas Bank in Simla, Himachal Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0000425
Bank: Indian Overseas Bank
Branch: Simla
MICR code: 171020002
Address: 12, the Mall, Shimla
City: Simla
State: Himachal Pradesh
Phone: +911772658158
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000425 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
000425: the Simla branch

To send money, add the account number, the account holder's name and IOBA0000425 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Simla

Frequently asked questions

Which bank and branch is IOBA0000425?

IOBA0000425 belongs to Indian Overseas Bank, Simla branch, 12, the Mall, Shimla.

What is the MICR code of Indian Overseas Bank, Simla?

The MICR code is 171020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000425 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.