- IFSC code
- IOBA0000409
- Branch
- Kayamkulam
- MICR code
- 690020102
- Address
- 187a, Nelson Building, Main Road, Kayamkulam PIN 690502
- City
- Alapuzzha (district Kayamkulam)
- State
- Kerala
- Phone
- 2442956
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000409 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000409: the Kayamkulam branch
To send money, add the account number, the account holder's name and IOBA0000409 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Alapuzzha
All Indian Overseas Bank branches in Alapuzzha
Other banks in Alapuzzha
- State Bank of India
- South Indian Bank
- Catholic Syrian Bank
- HDFC Bank
- Union Bank of India
- Bank of Baroda
- Axis Bank
Frequently asked questions
Which bank and branch is IOBA0000409?
IOBA0000409 belongs to Indian Overseas Bank, Kayamkulam branch, 187a, Nelson Building, Main Road, Kayamkulam PIN 690502.
What is the MICR code of Indian Overseas Bank, Kayamkulam?
The MICR code is 690020102. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000409 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.