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IOBA0000281: Indian Overseas Bank, Vadalur

IOBA0000281 is the IFSC code of the Vadalur branch of Indian Overseas Bank in Cuddalore, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000281
Branch
Vadalur
MICR code
607020203
Address
1 Floor, Sakthi Murugan Complex, Virudhachalam Cuddalore Road, Vadalur PIN 607303
City
Cuddalore
State
Tamil Nadu
Phone
259237
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000281 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000281: the Vadalur branch

To send money, add the account number, the account holder's name and IOBA0000281 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Cuddalore

All Indian Overseas Bank branches in Cuddalore

Other banks in Cuddalore

Frequently asked questions

Which bank and branch is IOBA0000281?

IOBA0000281 belongs to Indian Overseas Bank, Vadalur branch, 1 Floor, Sakthi Murugan Complex, Virudhachalam Cuddalore Road, Vadalur PIN 607303.

What is the MICR code of Indian Overseas Bank, Vadalur?

The MICR code is 607020203. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000281 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.