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IOBA0000195: Indian Overseas Bank, Alkapuri

IOBA0000195 is the IFSC code of the Alkapuri branch of Indian Overseas Bank in Vadodara, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000195
Branch
Alkapuri
MICR code
390020003
Address
Darpan Apartments, RC Dutt Road, Alkapuri, Baroda - 390 005
City
Vadodara
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000195 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000195: the Alkapuri branch

To send money, add the account number, the account holder's name and IOBA0000195 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vadodara

All Indian Overseas Bank branches in Vadodara

Other banks in Vadodara

Frequently asked questions

Which bank and branch is IOBA0000195?

IOBA0000195 belongs to Indian Overseas Bank, Alkapuri branch, Darpan Apartments, RC Dutt Road, Alkapuri, Baroda - 390 005.

What is the MICR code of Indian Overseas Bank, Alkapuri?

The MICR code is 390020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000195 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.