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IOBA0000139: Indian Overseas Bank, Panaji

IOBA0000139 is the IFSC code of the Panaji branch of Indian Overseas Bank in North Goa, Goa. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000139
Branch
Panaji
MICR code
403020002
Address
Neptune Hotel Buildings, DR A Pissurlkar Road, Panjim Goa PIN 403001
City
North Goa (district Panaji)
State
Goa
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000139 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000139: the Panaji branch

To send money, add the account number, the account holder's name and IOBA0000139 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in North Goa

All Indian Overseas Bank branches in North Goa

Other banks in North Goa

Frequently asked questions

Which bank and branch is IOBA0000139?

IOBA0000139 belongs to Indian Overseas Bank, Panaji branch, Neptune Hotel Buildings, DR A Pissurlkar Road, Panjim Goa PIN 403001.

What is the MICR code of Indian Overseas Bank, Panaji?

The MICR code is 403020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000139 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.