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IOBA0000122: Indian Overseas Bank, Eluru

IOBA0000122 is the IFSC code of the Eluru branch of Indian Overseas Bank in West Godavari, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000122
Branch
Eluru
MICR code
534020002
Address
220 10 1b, Badetiwari Street, Eluru
City
West Godavari (district Eluru)
State
Andhra Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000122 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000122: the Eluru branch

To send money, add the account number, the account holder's name and IOBA0000122 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in West Godavari

All Indian Overseas Bank branches in West Godavari

Other banks in West Godavari

Frequently asked questions

Which bank and branch is IOBA0000122?

IOBA0000122 belongs to Indian Overseas Bank, Eluru branch, 220 10 1b, Badetiwari Street, Eluru.

What is the MICR code of Indian Overseas Bank, Eluru?

The MICR code is 534020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000122 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.