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IOBA0000103: Indian Overseas Bank, Vellore

IOBA0000103 is the IFSC code of the Vellore branch of Indian Overseas Bank in Vellore, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000103
Branch
Vellore
MICR code
632020002
Address
59, Bangalore RD, Vellore
City
Vellore (district Bangalore)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000103 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000103: the Vellore branch

To send money, add the account number, the account holder's name and IOBA0000103 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vellore

All Indian Overseas Bank branches in Vellore

Other banks in Vellore

Frequently asked questions

Which bank and branch is IOBA0000103?

IOBA0000103 belongs to Indian Overseas Bank, Vellore branch, 59, Bangalore RD, Vellore.

What is the MICR code of Indian Overseas Bank, Vellore?

The MICR code is 632020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000103 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.