- IFSC code
- IOBA0000048
- Branch
- Esplanade
- MICR code
- 600020003
- Address
- No 7, Chennai House, Esplanade, Chennai - 600 018
- City
- Chennai
- State
- Tamil Nadu
- Phone
- 25340917
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000048 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000048: the Esplanade branch
To send money, add the account number, the account holder's name and IOBA0000048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chennai
- KodambakkamIOBA0000038
- Mount RoadIOBA0000058
- MylaporeIOBA0000060
- PurasawalkamIOBA0000075
- SowkarpetIOBA0000086
- AyanavaramIOBA0000009
- TambaramIOBA0000087
- Chennai AvadiIOBA0000008
- AminjikaraiIOBA0000005
- T NagarIOBA0000091
- AdyarIOBA0000002
- Iob Credit Card - NEFTIOBA00CARDS
All Indian Overseas Bank branches in Chennai
Other banks in Chennai
- State Bank of India
- HDFC Bank
- ICICI Bank
- Canara Bank
- Axis Bank
- Union Bank of India
- Karur Vysya Bank
- Indian Bank
Frequently asked questions
Which bank and branch is IOBA0000048?
IOBA0000048 belongs to Indian Overseas Bank, Esplanade branch, No 7, Chennai House, Esplanade, Chennai - 600 018.
What is the MICR code of Indian Overseas Bank, Esplanade?
The MICR code is 600020003. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000048 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.