- IFSC code
- IOBA0000048
- Branch
- Esplanade
- MICR code
- 600020003
- Address
- No 7, Chennai House, Esplanade, Chennai - 600 018
- City
- Chennai
- State
- Tamil Nadu
- Phone
- 25340917
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000048 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000048: the Esplanade branch
To send money, add the account number, the account holder's name and IOBA0000048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chennai
- KodambakkamIOBA0000038
- Mount RoadIOBA0000058
- MylaporeIOBA0000060
- PurasawalkamIOBA0000075
- SowkarpetIOBA0000086
- AyanavaramIOBA0000009
- TambaramIOBA0000087
- Chennai AvadiIOBA0000008
- AminjikaraiIOBA0000005
- T NagarIOBA0000091
- AdyarIOBA0000002
- Iob Credit Card - NEFTIOBA00CARDS
All Indian Overseas Bank branches in Chennai
Other banks in Chennai
- State Bank of India
- HDFC Bank
- ICICI Bank
- Canara Bank
- Axis Bank
- Union Bank of India
- Karur Vysya Bank
- Indian Bank
Frequently asked questions
Which bank and branch is IOBA0000048?
IOBA0000048 belongs to Indian Overseas Bank, Esplanade branch, No 7, Chennai House, Esplanade, Chennai - 600 018.
What is the MICR code of Indian Overseas Bank, Esplanade?
The MICR code is 600020003. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000048 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.