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IOBA0000003: Indian Overseas Bank, Ahmedabad Kalupur Circle

IOBA0000003 is the IFSC code of the Ahmedabad Kalupur Circle branch of Indian Overseas Bank in Ahmadabad, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000003
Branch
Ahmedabad Kalupur Circle
MICR code
380020005
Address
Municipal Corp Building, Kalupur Circle, Railwaypura, Ahmedabad PIN 380002
City
Ahmadabad (district Ahmedabad)
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000003 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000003: the Ahmedabad Kalupur Circle branch

To send money, add the account number, the account holder's name and IOBA0000003 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ahmadabad

All Indian Overseas Bank branches in Ahmadabad

Other banks in Ahmadabad

Frequently asked questions

Which bank and branch is IOBA0000003?

IOBA0000003 belongs to Indian Overseas Bank, Ahmedabad Kalupur Circle branch, Municipal Corp Building, Kalupur Circle, Railwaypura, Ahmedabad PIN 380002.

What is the MICR code of Indian Overseas Bank, Ahmedabad Kalupur Circle?

The MICR code is 380020005. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000003 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.