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INDB0002074: Indusind Bank, Saraf Kadal Downtown Srinagar

INDB0002074 is the IFSC code of the Saraf Kadal Downtown Srinagar branch of Indusind Bank in Srinagar, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
INDB0002074
Branch
Saraf Kadal Downtown Srinagar
MICR code
190234008
Address
Ground Floor and First Floor Malaratta Saraf Kadal Downtown Srinagar Jammu Kashmir 190002
City
Srinagar
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What INDB0002074 means

  • INDB: the bank, Indusind Bank
  • 0: always zero, kept for future use
  • 002074: the Saraf Kadal Downtown Srinagar branch

To send money, add the account number, the account holder's name and INDB0002074 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indusind Bank branches in Srinagar

All Indusind Bank branches in Srinagar

Other banks in Srinagar

Frequently asked questions

Which bank and branch is INDB0002074?

INDB0002074 belongs to Indusind Bank, Saraf Kadal Downtown Srinagar branch, Ground Floor and First Floor Malaratta Saraf Kadal Downtown Srinagar Jammu Kashmir 190002.

What is the MICR code of Indusind Bank, Saraf Kadal Downtown Srinagar?

The MICR code is 190234008. It is printed at the bottom of cheques from this branch.

Can I use INDB0002074 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.