- IFSC code
- INDB0001985
- Bank
- Indusind Bank
- Branch
- Kargil
- MICR code
- 194234003
- Address
- Ground Floor Khasra No 1514 Min 2406 and 1517 Min Kargil Ut of Ladakh PIN 194103
- City
- Kargil
- State
- Jammu and Kashmir
- Phone
- +919596776622
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What INDB0001985 means
- INDB: the bank, Indusind Bank
- 0: always zero, kept for future use
- 001985: the Kargil branch
To send money, add the account number, the account holder's name and INDB0001985 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Kargil
- Jammu and Kashmir Bank
- State Bank of India
- Punjab National Bank
- Axis Bank
- ICICI Bank
- HDFC Bank
- Canara Bank
- Bandhan Bank
Frequently asked questions
Which bank and branch is INDB0001985?
INDB0001985 belongs to Indusind Bank, Kargil branch, Ground Floor Khasra No 1514 Min 2406 and 1517 Min Kargil Ut of Ladakh PIN 194103.
What is the MICR code of Indusind Bank, Kargil?
The MICR code is 194234003. It is printed at the bottom of cheques from this branch.
Can I use INDB0001985 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.