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IDIB000F521: Indian Bank, Ludhiana Focal Point

IDIB000F521 is the IFSC code of the Ludhiana Focal Point branch of Indian Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IDIB000F521
Branch
Ludhiana Focal Point
MICR code
141019031
Address
Opposite Aarati Steels Limited Shiv Chowk Focal Point Ludhiana Ludhiana PIN 141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IDIB000F521 means

  • IDIB: the bank, Indian Bank
  • 0: always zero, kept for future use
  • 00F521: the Ludhiana Focal Point branch

To send money, add the account number, the account holder's name and IDIB000F521 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Bank branches in Ludhiana

All Indian Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IDIB000F521?

IDIB000F521 belongs to Indian Bank, Ludhiana Focal Point branch, Opposite Aarati Steels Limited Shiv Chowk Focal Point Ludhiana Ludhiana PIN 141001.

What is the MICR code of Indian Bank, Ludhiana Focal Point?

The MICR code is 141019031. It is printed at the bottom of cheques from this branch.

Can I use IDIB000F521 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.