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ICIC0002738: ICICI Bank, Joyan

ICIC0002738 is the IFSC code of the Joyan branch of ICICI Bank in Ratlam, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ICIC0002738
Branch
Joyan
MICR code
457229502
Address
ICICI Bank LTD., Village Joyan ,Block Alot,District Ratlam ,State Madhya Pradesh.457114
City
Ratlam (district Allot)
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What ICIC0002738 means

  • ICIC: the bank, ICICI Bank
  • 0: always zero, kept for future use
  • 002738: the Joyan branch

To send money, add the account number, the account holder's name and ICIC0002738 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ICICI Bank branches in Ratlam

All ICICI Bank branches in Ratlam

Other banks in Ratlam

Frequently asked questions

Which bank and branch is ICIC0002738?

ICIC0002738 belongs to ICICI Bank, Joyan branch, ICICI Bank LTD., Village Joyan ,Block Alot,District Ratlam ,State Madhya Pradesh.457114.

What is the MICR code of ICICI Bank, Joyan?

The MICR code is 457229502. It is printed at the bottom of cheques from this branch.

Can I use ICIC0002738 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.