- IFSC code
- HPSC0000447
- Branch
- Ratnari
- MICR code
- 171311044
- Address
- Ratnari Tehsil Kotkhai PIN 171225
- City
- Shimla (district Kotkhai)
- State
- Himachal Pradesh
- Phone
- +911783275801
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What HPSC0000447 means
- HPSC: the bank, Himachal Pradesh State Co-operative Bank
- 0: always zero, kept for future use
- 000447: the Ratnari branch
To send money, add the account number, the account holder's name and HPSC0000447 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Himachal Pradesh State Co-operative Bank branches in Shimla
- TotuHPSC0000446
- Saraswati NagarHPSC0000448
- TikkarHPSC0000445
- Deori KhanetiHPSC0000449
- TheogHPSC0000444
- ShilarooHPSC0000450
- ThanedharHPSC0000443
- KotiHPSC0000451
- TaklechHPSC0000442
- DeoliHPSC0000453
- MandalHPSC0000454
- Kholi GhatHPSC0000455
All Himachal Pradesh State Co-operative Bank branches in Shimla
Other banks in Shimla
- State Bank of India
- Punjab National Bank
- UCO Bank
- HDFC Bank
- Axis Bank
- Indian Bank
- Bank of Baroda
- Union Bank of India
Frequently asked questions
Which bank and branch is HPSC0000447?
HPSC0000447 belongs to Himachal Pradesh State Co-operative Bank, Ratnari branch, Ratnari Tehsil Kotkhai PIN 171225.
What is the MICR code of Himachal Pradesh State Co-operative Bank, Ratnari?
The MICR code is 171311044. It is printed at the bottom of cheques from this branch.
Can I use HPSC0000447 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.