Skip to content
SmartFigure

HDFC0004856: HDFC Bank, Kosa

HDFC0004856 is the IFSC code of the Kosa branch of HDFC Bank in Janjgir Champa, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
HDFC0004856
Branch
Kosa
MICR code
495240512
SWIFT code
HDFCINBB
Address
HDFC Bank LTD Ground Floor Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663
City
Janjgir Champa (district Champa)
State
Chhattisgarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What HDFC0004856 means

  • HDFC: the bank, HDFC Bank
  • 0: always zero, kept for future use
  • 004856: the Kosa branch

To send money, add the account number, the account holder's name and HDFC0004856 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other HDFC Bank branches in Janjgir Champa

All HDFC Bank branches in Janjgir Champa

Other banks in Janjgir Champa

Frequently asked questions

Which bank and branch is HDFC0004856?

HDFC0004856 belongs to HDFC Bank, Kosa branch, HDFC Bank LTD Ground Floor Atal Bazar Gram Kosa Dist Janjgir Champa Bilaspur CGH Chhattisgarh 495663.

What is the MICR code of HDFC Bank, Kosa?

The MICR code is 495240512. It is printed at the bottom of cheques from this branch.

Can I use HDFC0004856 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.