- IFSC code
- HDFC0002196
- Bank
- HDFC Bank
- Branch
- Payal
- MICR code
- 141240021
- SWIFT code
- HDFCINBB
- Address
- HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana
- City
- Ludhiana (district Payal)
- State
- Punjab
- Phone
- +919815331111
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What HDFC0002196 means
- HDFC: the bank, HDFC Bank
- 0: always zero, kept for future use
- 002196: the Payal branch
To send money, add the account number, the account holder's name and HDFC0002196 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other HDFC Bank branches in Ludhiana
- JodhanHDFC0002188
- Jandiala ManjikiHDFC0002187
- GillHDFC0002235
- HambranHDFC0002474
- PhullanwalaHDFC0001832
- DugriHDFC0001831
- Focal Point - LudhianaHDFC0001830
- Grain Market-KhannaHDFC0002765
- Barewal AwanaHDFC0002769
- Dugari Phaze IIHDFC0001607
- Samrala Road - LudhianaHDFC0001582
- KoharaHDFC0002885
All HDFC Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is HDFC0002196?
HDFC0002196 belongs to HDFC Bank, Payal branch, HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana.
What is the MICR code of HDFC Bank, Payal?
The MICR code is 141240021. It is printed at the bottom of cheques from this branch.
Can I use HDFC0002196 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.