- IFSC code
- HDFC0002196
- Bank
- HDFC Bank
- Branch
- Payal
- MICR code
- 141240021
- SWIFT code
- HDFCINBB
- Address
- HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana
- City
- Ludhiana (district Payal)
- State
- Punjab
- Phone
- +919815331111
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What HDFC0002196 means
- HDFC: the bank, HDFC Bank
- 0: always zero, kept for future use
- 002196: the Payal branch
To send money, add the account number, the account holder's name and HDFC0002196 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other HDFC Bank branches in Ludhiana
- JodhanHDFC0002188
- Jandiala ManjikiHDFC0002187
- GillHDFC0002235
- HambranHDFC0002474
- PhullanwalaHDFC0001832
- DugriHDFC0001831
- Focal Point - LudhianaHDFC0001830
- Grain Market-KhannaHDFC0002765
- Barewal AwanaHDFC0002769
- Dugari Phaze IIHDFC0001607
- Samrala Road - LudhianaHDFC0001582
- KoharaHDFC0002885
All HDFC Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is HDFC0002196?
HDFC0002196 belongs to HDFC Bank, Payal branch, HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana.
What is the MICR code of HDFC Bank, Payal?
The MICR code is 141240021. It is printed at the bottom of cheques from this branch.
Can I use HDFC0002196 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.