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HDFC0000897: HDFC Bank, Kosamba

HDFC0000897 is the IFSC code of the Kosamba branch of HDFC Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
HDFC0000897
Branch
Kosamba
MICR code
394240101
SWIFT code
HDFCINBB
Address
First Floor, Saffron Complexzanda Chowk
City
Surat (district Kosamba)
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What HDFC0000897 means

  • HDFC: the bank, HDFC Bank
  • 0: always zero, kept for future use
  • 000897: the Kosamba branch

To send money, add the account number, the account holder's name and HDFC0000897 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other HDFC Bank branches in Surat

All HDFC Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is HDFC0000897?

HDFC0000897 belongs to HDFC Bank, Kosamba branch, First Floor, Saffron Complexzanda Chowk.

What is the MICR code of HDFC Bank, Kosamba?

The MICR code is 394240101. It is printed at the bottom of cheques from this branch.

Can I use HDFC0000897 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.