- IFSC code
- DLXB0000048
- Bank
- Dhanlaxmi Bank
- Branch
- Vaikom
- MICR code
- 686048602
- Address
- P.B.No 1 Vaikom Kottayam Kerala
- City
- Vaikom
- State
- Kerala
- Phone
- +919287276764
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What DLXB0000048 means
- DLXB: the bank, Dhanlaxmi Bank
- 0: always zero, kept for future use
- 000048: the Vaikom branch
To send money, add the account number, the account holder's name and DLXB0000048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Frequently asked questions
Which bank and branch is DLXB0000048?
DLXB0000048 belongs to Dhanlaxmi Bank, Vaikom branch, P.B.No 1 Vaikom Kottayam Kerala.
What is the MICR code of Dhanlaxmi Bank, Vaikom?
The MICR code is 686048602. It is printed at the bottom of cheques from this branch.
Can I use DLXB0000048 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.