- IFSC code
- COSB0000038
- Branch
- Surat
- MICR code
- 395164002
- Address
- Meridian Tower, Udhana Darwaja, Near Rajkumar Theater,Surat 395 002
- City
- Surat
- State
- Gujarat
- Phone
- 8365935
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What COSB0000038 means
- COSB: the bank, Cosmos Co-operative Bank
- 0: always zero, kept for future use
- 000038: the Surat branch
To send money, add the account number, the account holder's name and COSB0000038 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Cosmos Co-operative Bank branches in Surat
All Cosmos Co-operative Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is COSB0000038?
COSB0000038 belongs to Cosmos Co-operative Bank, Surat branch, Meridian Tower, Udhana Darwaja, Near Rajkumar Theater,Surat 395 002.
What is the MICR code of Cosmos Co-operative Bank, Surat?
The MICR code is 395164002. It is printed at the bottom of cheques from this branch.
Can I use COSB0000038 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.