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COSB0000038: Cosmos Co-operative Bank, Surat

COSB0000038 is the IFSC code of the Surat branch of Cosmos Co-operative Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
COSB0000038
Bank
Cosmos Co-operative Bank
Branch
Surat
MICR code
395164002
Address
Meridian Tower, Udhana Darwaja, Near Rajkumar Theater,Surat 395 002
City
Surat
State
Gujarat
Phone
8365935
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What COSB0000038 means

  • COSB: the bank, Cosmos Co-operative Bank
  • 0: always zero, kept for future use
  • 000038: the Surat branch

To send money, add the account number, the account holder's name and COSB0000038 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Cosmos Co-operative Bank branches in Surat

All Cosmos Co-operative Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is COSB0000038?

COSB0000038 belongs to Cosmos Co-operative Bank, Surat branch, Meridian Tower, Udhana Darwaja, Near Rajkumar Theater,Surat 395 002.

What is the MICR code of Cosmos Co-operative Bank, Surat?

The MICR code is 395164002. It is printed at the bottom of cheques from this branch.

Can I use COSB0000038 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.