- IFSC code
- BKID0006391
- Bank
- Bank of India
- Branch
- Phagwara SME
- MICR code
- 144013208
- Address
- G T Road Phagwaradistt Kapurthala
- City
- Phagwara
- State
- Punjab
- Phone
- +911824260463
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What BKID0006391 means
- BKID: the bank, Bank of India
- 0: always zero, kept for future use
- 006391: the Phagwara SME branch
To send money, add the account number, the account holder's name and BKID0006391 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Phagwara
Frequently asked questions
Which bank and branch is BKID0006391?
BKID0006391 belongs to Bank of India, Phagwara SME branch, G T Road Phagwaradistt Kapurthala.
What is the MICR code of Bank of India, Phagwara SME?
The MICR code is 144013208. It is printed at the bottom of cheques from this branch.
Can I use BKID0006391 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.