- IFSC code
- BKID0004945
- Bank
- Bank of India
- Branch
- Ratu
- MICR code
- 834013008
- Address
- At Post Raturatu Chatti
- City
- Ratu
- State
- Jharkhand
- Phone
- +916512521557
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What BKID0004945 means
- BKID: the bank, Bank of India
- 0: always zero, kept for future use
- 004945: the Ratu branch
To send money, add the account number, the account holder's name and BKID0004945 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Frequently asked questions
Which bank and branch is BKID0004945?
BKID0004945 belongs to Bank of India, Ratu branch, At Post Raturatu Chatti.
What is the MICR code of Bank of India, Ratu?
The MICR code is 834013008. It is printed at the bottom of cheques from this branch.
Can I use BKID0004945 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.