BKID0004785 IFSC Code – Bank of India, Phulchi

BKID0004785: Bank of India, Phulchi

BKID0004785 is the IFSC code of the Phulchi branch of Bank of India in Phulchi Dist Giridih, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: BKID0004785
Bank: Bank of India
Branch: Phulchi
MICR code: 815013521
Address: At Post Phulchiblock Gandey Dist Giridih
City: Phulchi Dist Giridih
State: Jharkhand
Phone: +919430757754
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What BKID0004785 means

BKID: the bank, Bank of India
0: always zero, kept for future use
004785: the Phulchi branch

To send money, add the account number, the account holder's name and BKID0004785 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is BKID0004785?

BKID0004785 belongs to Bank of India, Phulchi branch, At Post Phulchiblock Gandey Dist Giridih.

What is the MICR code of Bank of India, Phulchi?

The MICR code is 815013521. It is printed at the bottom of cheques from this branch.

Can I use BKID0004785 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.