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Bharat Co-operative Bank IFSC codes

Bharat Co-operative Bank has 104 branches in RBI's IFSC list, in 27 cities and towns across 3 states and union territories; the most are in Maharashtra. Every Bharat Co-operative Bank IFSC code starts with BCBM0. Choose a state to find your branch.

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Where Bharat Co-operative Bank has branches

Maharashtra (79, 76%), Karnataka (20, 19%), Gujarat (5, 4.8%) have the most branches. The city with the most branches is Greater Bombay, Maharashtra, with 42.

What its branches are set up for

  • NEFT: 104 of 104 branches (all)
  • RTGS, for ₹2 lakh or more: 103 branches (over 99%)
  • IMPS: 104 branches (all)
  • MICR code, used for cheque clearing: 103 branches (over 99%)
  • SWIFT code, for money from abroad: none of its branches has one listed. Ask the bank which branch handles foreign remittances.

Counted from the 104 Bharat Co-operative Bank branches in RBI's list, as of 3 November 2026.

Frequently asked questions

How do I find the IFSC code of my Bharat Co-operative Bank branch?

Choose your state and city below, or search by branch name. The IFSC is also printed on your Bharat Co-operative Bank cheque book and passbook.

Do all Bharat Co-operative Bank branches support RTGS?

No. 103 of its 104 branches are listed as RTGS-enabled. Check the branch page before sending ₹2 lakh or more.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.