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BARB0VJFOCA: Bank of Baroda, Focal Point

BARB0VJFOCA is the IFSC code of the Focal Point branch of Bank of Baroda in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
BARB0VJFOCA
Branch
Focal Point
MICR code
141012024
Address
Main Focal Point, BXXX, 1626c, Main Focal Point Road, Opposite Punjab Sindh Bank , Ludhiana , Ludhiana , 141010
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What BARB0VJFOCA means

  • BARB: the bank, Bank of Baroda
  • 0: always zero, kept for future use
  • VJFOCA: the Focal Point branch

To send money, add the account number, the account holder's name and BARB0VJFOCA as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Bank of Baroda branches in Ludhiana

All Bank of Baroda branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is BARB0VJFOCA?

BARB0VJFOCA belongs to Bank of Baroda, Focal Point branch, Main Focal Point, BXXX, 1626c, Main Focal Point Road, Opposite Punjab Sindh Bank , Ludhiana , Ludhiana , 141010.

What is the MICR code of Bank of Baroda, Focal Point?

The MICR code is 141012024. It is printed at the bottom of cheques from this branch.

Can I use BARB0VJFOCA for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.