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BARB0JOYAJY: Bank of Baroda, Joya

BARB0JOYAJY is the IFSC code of the Joya branch of Bank of Baroda in Jyotiba Phule Nagar, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
BARB0JOYAJY
Branch
Joya
MICR code
244012503
Address
Delhi Road Iqbalnagar Joya Jyotiba Phule Nagar DT Uttar Pradesh 244222
City
Jyotiba Phule Nagar (district Joya)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What BARB0JOYAJY means

  • BARB: the bank, Bank of Baroda
  • 0: always zero, kept for future use
  • JOYAJY: the Joya branch

To send money, add the account number, the account holder's name and BARB0JOYAJY as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Bank of Baroda branches in Jyotiba Phule Nagar

All Bank of Baroda branches in Jyotiba Phule Nagar

Other banks in Jyotiba Phule Nagar

Frequently asked questions

Which bank and branch is BARB0JOYAJY?

BARB0JOYAJY belongs to Bank of Baroda, Joya branch, Delhi Road Iqbalnagar Joya Jyotiba Phule Nagar DT Uttar Pradesh 244222.

What is the MICR code of Bank of Baroda, Joya?

The MICR code is 244012503. It is printed at the bottom of cheques from this branch.

Can I use BARB0JOYAJY for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.