AUBL0002856 IFSC Code – AU Small Finance Bank, Phagwara

AUBL0002856: AU Small Finance Bank, Phagwara

AUBL0002856 is the IFSC code of the Phagwara branch of AU Small Finance Bank in Kapurthala, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: AUBL0002856
Bank: AU Small Finance Bank
Branch: Phagwara
MICR code: 144765006
Address: Ground Floor, Ward No 8, Patel Nagar, Hadbast No 73, Phagwara, Kapurthala, Punjab 144401
City: Kapurthala (district Phagwara)
State: Punjab
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What AUBL0002856 means

AUBL: the bank, AU Small Finance Bank
0: always zero, kept for future use
002856: the Phagwara branch

To send money, add the account number, the account holder's name and AUBL0002856 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kapurthala

Frequently asked questions

Which bank and branch is AUBL0002856?

AUBL0002856 belongs to AU Small Finance Bank, Phagwara branch, Ground Floor, Ward No 8, Patel Nagar, Hadbast No 73, Phagwara, Kapurthala, Punjab 144401.

What is the MICR code of AU Small Finance Bank, Phagwara?

The MICR code is 144765006. It is printed at the bottom of cheques from this branch.

Can I use AUBL0002856 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.