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SmartFigure

Two funds walk into a table. Only the numbers talk.

Bank of India Value Fund vs Quant Value Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Bank of India Value Fund
  • Quant Value Fund

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

ABank of India Value Fund

  • Watch out: Less than 3 years of history, too short to judge

BQuant Value Fund

  • Strength: Ahead of its category: 21.2% a year over 3 years, against a category average of 13.2%
  • Strength: In the top quarter of its category over 3 years (#1 of 20)
  • Strength: Beat a 5-year SBI FD: 21.2% a year over 3 years, against 6.05%
  • Watch out: Swings more than most funds in its category

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Bank of India Value Fund compared with Quant Value Fund
MeasureABank of India Value FundBQuant Value Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure12.7%#2 of 21 · avg 1.4%
3 yearsPer year, over a full market mood swing21.2%#1 of 20 · avg 13.2%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer18.7%category avg 14.4%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−24%category avg −31%
Best 12 monthsIts strongest year84%
Worst 12 monthsIts weakest year-14%
Odds of a gainShare of all 1-year holding periods that ended in profit80%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.92%
Fund sizeMoney managed (AUM). Neither better nor worse₹1,978 Cr
Minimum SIPSmallest monthly amount₹1,000
Lock-inTime before you can withdrawNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

ABank of India Value Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure

BQuant Value Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure