About DSP Medium Term Fund
DSP Medium Term Fund is a medium duration fund managed by DSP Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.
The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective, the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized.
The scheme's stated objective, as published by DSP Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹92.1409 | 118924 |
| Direct | IDCW | ₹11.7785 | 118922 |
| Direct | Monthly IDCW | ₹11.2408 | 118921 |
| Regular | Growth | ₹86.3908 | 100078 |
| Regular | IDCW | ₹11.6469 | 100077 |
| Regular | Monthly IDCW | ₹11.1347 | 100079 |
Frequently asked questions
What is the NAV of DSP Medium Term Fund today?
The NAV of DSP Medium Term Fund (Direct plan, Growth) is ₹92.1409 and the Regular plan NAV is ₹86.3908, as of 18 Sept 2026.
What returns has DSP Medium Term Fund given?
Over the last year the Direct plan returned 4.71%, and 7.19% a year over 3 years and 6.14% a year over 5 years. That places it 10 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of DSP Medium Term Fund?
The Direct plan charges 0.42% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in DSP Medium Term Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.
How much has DSP Medium Term Fund fallen in the past?
Its deepest fall was 5.3% from 3 Jun 2019 to 10 Jun 2019. Of every one-year stretch in its history, 100% ended in a gain.
Which category does DSP Medium Term Fund belong to?
It is a Medium Duration Fund from DSP Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from DSP Medium Term Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.