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Zerodha Mutual Fund

Zerodha Overnight Fund

Zerodha Mutual Fund · Direct plan · Growth

1-year returns
5.1%
NAV
₹10.79
▲ 0.03% · 20 Sept 2026
Fund size
₹94 Cr
Expense ratio
0.13%
a year
Minimum SIP
₹100

Returns, and where it stands

Against the average overnight fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.1%5.2%behind29 of 36
Every period, and the Regular plan →
PeriodDirect
1 month0.4%
3 months1.2%
6 months2.5%
1 year5.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Apr 2025.

NAV history

▲ 5.11% in the last 1Y

10.310.510.821 Sept 202527 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹1,641
XIRR (per year)
5.08%
Value today
₹61,641

12 monthly instalments from 21 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the overnight fund average
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
4 Apr 2025
Expense ratio
0.13%
as of 30 Jun 2026

Managed by Kedarnath Mirajkar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Zerodha Overnight Fund against other funds in the Overnight Fund category
Fund1Y3Y5YExpenseFund size
Bank of India Overnight Fund5.5%6.21%5.84%0.08%₹109 Cr
Quant Overnight Fund5.06%6.13%0.19%₹58 Cr
Axis Overnight Fund5.3%6.1%5.75%0.09%₹11,325 Cr
Tata Overnight Fund5.3%6.1%5.74%0.09%₹4,571 Cr
Bajaj Finserv Overnight Fund5.33%6.09%0.12%₹653 Cr
Nippon India Overnight Fund5.28%6.09%5.74%0.1%₹8,548 Cr
Zerodha Overnight Fund5.15%0.13%₹94 Cr

About Zerodha Overnight Fund

Zerodha Overnight Fund is a overnight fund managed by Zerodha Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

The investment objective of the Scheme is to generate returns commensurate with low risk and providing high level of liquidity, through investments made in debt and money market securities having maturity of 1 business day including TREPS (Tri-Party Repo). There is no assurance or guarantee that the investment objective of the scheme would be achieved.

The scheme's stated objective, as published by Zerodha Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹10.7912153436

Frequently asked questions

What is the NAV of Zerodha Overnight Fund today?

The NAV of Zerodha Overnight Fund (Direct plan, Growth) is ₹10.7912, as of 20 Sept 2026.

What returns has Zerodha Overnight Fund given?

Over the last year the Direct plan returned 5.15%. Past returns do not guarantee future returns.

What is the expense ratio of Zerodha Overnight Fund?

The Direct plan charges 0.13% a year, as disclosed on 30 Jun 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Zerodha Overnight Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

Which category does Zerodha Overnight Fund belong to?

It is a Overnight Fund from Zerodha Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

How are gains from Zerodha Overnight Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.