About UTI Multi Asset Allocation Fund
UTI Multi Asset Allocation Fund is a multi asset allocation fund managed by UTI Mutual Fund. Invest at least 10% each in three or more asset classes, such as equity, debt and gold or silver.
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved
The scheme's stated objective, as published by UTI Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹88.1854 | 120760 |
| Direct | IDCW | ₹34.3528 | 120761 |
| Regular | Growth | ₹78.4101 | 111599 |
| Regular | IDCW | ₹29.0679 | 111602 |
Frequently asked questions
What is the NAV of UTI Multi Asset Allocation Fund today?
The NAV of UTI Multi Asset Allocation Fund (Direct plan, Growth) is ₹88.1854 and the Regular plan NAV is ₹78.4101, as of 13 Nov 2026.
What returns has UTI Multi Asset Allocation Fund given?
Over the last year the Direct plan returned 0.81%, and 14.24% a year over 3 years and 13.03% a year over 5 years. That places it 11 of 15 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of UTI Multi Asset Allocation Fund?
The Direct plan charges 0.9% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in UTI Multi Asset Allocation Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.
How much has UTI Multi Asset Allocation Fund fallen in the past?
Its deepest fall was 25% from 19 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 91% ended in a gain.
Which category does UTI Multi Asset Allocation Fund belong to?
It is a Multi Asset Allocation Fund from UTI Mutual Fund. Invest at least 10% each in three or more asset classes, such as equity, debt and gold or silver.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from UTI Multi Asset Allocation Fund taxed?
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.