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Nippon India Mutual Fund

Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)

Nippon India Mutual Fund · Direct plan · Growth

3-year returns
6.7%
a year
NAV
₹18.19
▲ 0.19% · 18 Sept 2026
Fund size
₹771 Cr
Expense ratio
0.93%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹16.31 and has returned 5.6% a year over 3 years.

Returns, and where it stands

Against the average equity savings fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year2.3%4%behind19 of 23
3 years6.7%8.6%behind19 of 20
5 years6.7%7.8%behind13 of 17
10 years5.1%8.3%behind9 of 9
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.8%-0.9%
3 months-0.3%-0.6%
6 months1.1%0.6%
1 year2.3%1.2%
2 yearsp.a.3.5%2.4%
3 yearsp.a.6.7%5.6%
5 yearsp.a.6.7%5.7%
7 yearsp.a.5.3%4.4%
10 yearsp.a.5.1%4.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 2.27% in the last 1Y

17.718.118.518 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹13,024
XIRR (per year)
4.6%
Value today
₹1,93,024

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
3.7% a year
0.9% less than the category average — the steadier side
Worst fall so far
−31.7%
Aug 2018 to Mar 2020, against −14% for the category.
Years that made money
79.3%
Of every one-year stretch it has been through.
Over any three years
-7.5% to 14.6%
A year, at worst and at best. Typically 4.6%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
30 May 2015
Portfolio turnover
5.67x
Expense ratio
0.93%
as of 31 Jul 2026

Managed by Ashutosh Bhargava, Herin Visaria, Sushil Budhia, Amber Singhania

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) against other funds in the Equity Savings Fund category
Fund1Y3Y5YExpenseFund size
HSBC Equity Savings Fund7.08%13.06%1.68%₹1,475 Cr
Edelweiss Equity Savings Fund7.72%11.24%9.59%1.16%₹1,660 Cr
Kotak Equity Savings Fund4.09%10.15%10.13%1.07%₹10,684 Cr
Mirae Asset Equity Savings Fund4.79%9.79%8.99%0.31%₹2,041 Cr
Axis Equity Savings Fund4.33%9.32%7.76%1.52%₹886 Cr
Baroda BNP Paribas Equity Savings Fund4.64%9.3%8.35%1.34%₹289 Cr
Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)2.27%6.66%6.72%0.93%₹771 Cr

About Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)

Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) is a equity savings fund managed by Nippon India Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

The primary investment objective of this fund is to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

The scheme's stated objective, as published by Nippon India Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹18.1904134594
DirectBonus Option₹18.1904134595
DirectIDCW Option₹15.6803134597
DirectMONTHLY IDCW Option₹15.4541134599
DirectQUARTERLY IDCW Option₹15.4392134601
RegularGrowth Option₹16.3088134593
RegularBonus Option₹16.3088134602
RegularIDCW Option₹13.9711134596
RegularMONTHLY IDCW Option₹13.7811134598
RegularQUARTERLY IDCW Option₹13.7717134600

Frequently asked questions

What is the NAV of Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) today?

The NAV of Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) (Direct plan, Growth) is ₹18.1904 and the Regular plan NAV is ₹16.3088, as of 18 Sept 2026.

What returns has Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) given?

Over the last year the Direct plan returned 2.27%, and 6.66% a year over 3 years and 6.72% a year over 5 years. That places it 19 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)?

The Direct plan charges 0.93% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹5,000 or more.

How much has Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) fallen in the past?

Its deepest fall was 31.7% from 29 Aug 2018 to 23 Mar 2020. Of every one-year stretch in its history, 79% ended in a gain.

Which category does Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) belong to?

It is a Equity Savings Fund from Nippon India Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.