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Motilal Oswal Mutual Fund

Motilal Oswal Liquid Fund

Motilal Oswal Mutual Fund · Regular plan · Growth

3-year returns
6.6%
a year
NAV
₹14.97
▲ 0.03% · 20 Sept 2026
Fund size
₹1,015 Cr
Expense ratio
0.2%
a year
Minimum SIP
₹500

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.1%6.3%behind32 of 38
3 years6.6%6.8%behind31 of 36
5 years6%6.2%behind30 of 34
Every period, and the Regular plan →
PeriodRegular
1 month0.5%
3 months1.5%
6 months3.2%
1 year6.1%
2 yearsp.a.6.3%
3 yearsp.a.6.6%
5 yearsp.a.6%
7 yearsp.a.5.3%

Figures are for the Regular plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2018.

NAV history

▲ 6.1% in the last 1Y

14.114.515.021 Sept 202520 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹18,127
XIRR (per year)
6.35%
Value today
₹1,98,127

36 monthly instalments from 24 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.2% a year
about the same as the liquid fund average
Worst fall so far
−0%
May 2022 to May 2022, against −0.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
3.6% to 6.7%
A year, at worst and at best. Typically 5.2%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
None
Plan started
19 Dec 2018
Expense ratio
0.2%
as of 31 Jul 2026

Managed by Rakesh Shetty

Regular plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Motilal Oswal Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Liquid Fund6.57%7.02%6.42%0.18%₹69,830 Cr
Edelweiss Liquid Fund6.54%7.01%6.4%0.1%₹13,272 Cr
Axis Liquid Fund6.58%7.01%6.41%0.12%₹56,438 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.57%7%0.12%₹9,094 Cr
Franklin India Liquid Fund6.54%7%6.37%0.14%₹6,082 Cr
DSP Liquid Fund6.54%6.99%6.38%0.12%₹27,920 Cr
Motilal Oswal Liquid Fund6.13%6.56%5.98%0.2%₹1,015 Cr

About Motilal Oswal Liquid Fund

Motilal Oswal Liquid Fund is a liquid fund managed by Motilal Oswal Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

The investment objective of the Scheme is to generate optimal returns with high liquidity to the investors through a portfolio of money market securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

The scheme's stated objective, as published by Motilal Oswal Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
Growth₹14.9701145834
Growth₹14.788145946
Growth₹10.3967146218
Growth₹10.0653146220
Growth₹10.3817146222
Growth₹10.0666146223
Growth₹10.016146224
Growth₹10.0235146226
Growth₹10.0055146227
Growth₹10.0077146228
Growth₹10.0089146229
Growth₹10.0186146230
Growth₹14.5813147441
Growth₹10.00147442
Growth₹10.00147443
Growth₹14.2911147444

Frequently asked questions

What is the NAV of Motilal Oswal Liquid Fund today?

The NAV of Motilal Oswal Liquid Fund (Regular plan, Growth) is ₹14.9701, as of 20 Sept 2026.

What returns has Motilal Oswal Liquid Fund given?

Over the last year the Regular plan returned 6.13%, and 6.56% a year over 3 years and 5.98% a year over 5 years. That places it 31 of 36 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Motilal Oswal Liquid Fund?

The Regular plan charges 0.2% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Motilal Oswal Liquid Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.

How much has Motilal Oswal Liquid Fund fallen in the past?

Its deepest fall was 0% from 3 May 2022 to 5 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Motilal Oswal Liquid Fund belong to?

It is a Liquid Fund from Motilal Oswal Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

How are gains from Motilal Oswal Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.