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Motilal Oswal Mutual Fund

Motilal Oswal Liquid Fund

Motilal Oswal Mutual Fund · Regular plan · Growth

  • Debt
  • Liquid Fund
  • Low to Moderate Risk
  • Rank 31 of 36 over 3 years
3-year returns
6.5%
a year
NAV
₹15.10
▲ 0.01% · 13 Nov 2026
Fund size
₹1,016 Cr
Expense ratio
0.2%
a year
Minimum SIP
₹500

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.1%6.3%behind33 of 39
3 years6.5%6.7%behind31 of 36
5 years6.1%6.3%behind31 of 34
Every period, and the Regular plan →
PeriodRegular
1 month0.5%
3 months1.4%
6 months3.1%
1 year6.1%
2 yearsp.a.6.2%
3 yearsp.a.6.5%
5 yearsp.a.6.1%
7 yearsp.a.5.3%

Figures are for the Regular plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2018.

NAV history

▲ 6.13% in the last 1Y

14.214.715.113 Nov 202514 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹17,924
XIRR (per year)
6.28%
Value today
₹1,97,924

36 monthly instalments from 19 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.2% a year
about the same as the liquid fund average
Worst fall so far
−0%
May 2022 to May 2022, against −0.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
3.6% to 6.7%
A year, at worst and at best. Typically 5.3%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
None
Plan started
19 Dec 2018
Expense ratio
0.2%
as of 30 Sept 2026

Managed by Rakesh Shetty

Regular plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Motilal Oswal Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Edelweiss Liquid Fund6.58%6.98%6.48%0.1%₹11,741 Cr
Aditya Birla Sun Life Liquid Fund6.61%6.97%6.51%0.21%₹61,167 Cr
Axis Liquid Fund6.63%6.97%6.5%0.13%₹53,470 Cr
Franklin India Liquid Fund6.61%6.97%6.47%0.14%₹4,811 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.61%6.96%–0.14%₹6,727 Cr
Groww Liquid Fund6.57%6.96%6.37%0.11%₹301 Cr
Motilal Oswal Liquid Fund6.13%6.52%6.06%0.2%₹1,016 Cr

About Motilal Oswal Liquid Fund

Motilal Oswal Liquid Fund is a liquid fund managed by Motilal Oswal Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

The investment objective of the Scheme is to generate optimal returns with high liquidity to the investors through a portfolio of money market securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

The scheme's stated objective, as published by Motilal Oswal Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
–Growth₹15.0966145834
–Growth₹14.9084145946
–Growth₹10.4845146218
–Growth₹10.0596146220
–Growth₹10.4662146222
–Growth₹10.0604146223
–Growth₹10.013146224
–Growth₹10.0043146226
–Growth₹10.0055146227
–Growth₹10.0077146228
–Growth₹10.0058146229
–Growth₹10.0042146230
–Growth₹14.705147441
–Growth₹10.00147442
–Growth₹10.00147443
–Growth₹14.4122147444

Frequently asked questions

What is the NAV of Motilal Oswal Liquid Fund today?

The NAV of Motilal Oswal Liquid Fund (Regular plan, Growth) is ₹15.0966, as of 13 Nov 2026.

What returns has Motilal Oswal Liquid Fund given?

Over the last year the Regular plan returned 6.13%, and 6.52% a year over 3 years and 6.06% a year over 5 years. That places it 31 of 36 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Motilal Oswal Liquid Fund?

The Regular plan charges 0.2% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Motilal Oswal Liquid Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.

How much has Motilal Oswal Liquid Fund fallen in the past?

Its deepest fall was 0% from 3 May 2022 to 5 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Motilal Oswal Liquid Fund belong to?

It is a Liquid Fund from Motilal Oswal Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

How are gains from Motilal Oswal Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.