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HSBC Mutual Fund

HSBC Liquid Fund

HSBC Mutual Fund · Regular plan · Growth

3-year returns
6.9%
a year
NAV
₹2,804.72
▲ 0.03% · 20 Sept 2026

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.4%6.3%ahead16 of 38
3 years6.9%6.8%ahead13 of 36
5 years6.3%6.2%ahead10 of 34
10 years6%6%ahead11 of 27
Every period, and the Regular plan →
PeriodRegular
1 month0.5%
3 months1.6%
6 months3.4%
1 year6.4%
2 yearsp.a.6.6%
3 yearsp.a.6.9%
5 yearsp.a.6.3%
7 yearsp.a.5.6%
10 yearsp.a.6%

Figures are for the Regular plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

NAV history

▲ 6.38% in the last 1Y

2,6392,7212,80320 Sept 202521 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,016
XIRR (per year)
6.65%
Value today
₹1,99,016

36 monthly instalments from 24 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the liquid fund average
Worst fall so far
−0.3%
Mar 2020 to Mar 2020, against −0.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
3.9% to 7.1%
A year, at worst and at best. Typically 5.8%.

How it compares

HSBC Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Liquid Fund6.57%7.02%6.42%0.18%₹69,830 Cr
Edelweiss Liquid Fund6.54%7.01%6.4%0.1%₹13,272 Cr
Axis Liquid Fund6.58%7.01%6.41%0.12%₹56,438 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.57%7%0.12%₹9,094 Cr
Franklin India Liquid Fund6.54%7%6.37%0.14%₹6,082 Cr
DSP Liquid Fund6.54%6.99%6.38%0.12%₹27,920 Cr
HSBC Liquid Fund6.38%6.86%6.27%

About HSBC Liquid Fund

HSBC Liquid Fund is a liquid fund managed by HSBC Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectDaily IDCW₹1,001.576120037
DirectMonthly IDCW₹1,042.5581120039
DirectWeekly IDCW₹1,196.0302120040
RegularGrowth₹2,804.7166118902
RegularGrowth₹4,046.6571118907
RegularDaily IDCW₹1,001.3789118901
RegularIDCW₹1,019.30118906
RegularInstitutional Daily IDCW₹1,562.8262118909
RegularMonthly IDCW₹1,006.7452118903
RegularWeekly IDCW₹1,108.2616118904
RegularWeekly IDCW₹1,002.0242118908
RegularDirect₹2,834.0647120038

Frequently asked questions

What is the NAV of HSBC Liquid Fund today?

The NAV of HSBC Liquid Fund (Regular plan, Growth) is ₹2,804.7166, as of 20 Sept 2026.

What returns has HSBC Liquid Fund given?

Over the last year the Regular plan returned 6.38%, and 6.86% a year over 3 years and 6.27% a year over 5 years. That places it 13 of 36 funds in its category over 3 years. Past returns do not guarantee future returns.

How much has HSBC Liquid Fund fallen in the past?

Its deepest fall was 0.3% from 17 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does HSBC Liquid Fund belong to?

It is a Liquid Fund from HSBC Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

How are gains from HSBC Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.