About UTI - Unit Linked Insurance Plan
UTI - Unit Linked Insurance Plan is a balanced advantage fund managed by UTI Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹46.5163 | 120784 |
| Regular | Growth | ₹42.7012 | 100646 |
Frequently asked questions
What is the NAV of UTI - Unit Linked Insurance Plan today?
The NAV of UTI - Unit Linked Insurance Plan (Direct plan, Growth) is ₹46.5163 and the Regular plan NAV is ₹42.7012, as of 18 Sept 2026.
What returns has UTI - Unit Linked Insurance Plan given?
Over the last year the Direct plan returned 0.97%, and 7.55% a year over 3 years and 6.25% a year over 5 years. That places it 27 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.
How much has UTI - Unit Linked Insurance Plan fallen in the past?
Its deepest fall was 17.8% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 86% ended in a gain.
Which category does UTI - Unit Linked Insurance Plan belong to?
It is a Balanced Advantage Fund from UTI Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from UTI - Unit Linked Insurance Plan taxed?
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.