About UTI - Money Market Fund
UTI - Money Market Fund is a money market fund managed by UTI Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
The scheme's stated objective, as published by UTI Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹3,407.6376 | 120299 |
| Direct | Annual IDCW | ₹2,022.5954 | 134973 |
| Direct | Daily IDCW (Reinvestment) | ₹1,030.8658 | 120772 |
| Direct | Flexi IDCW | ₹1,746.737 | 143125 |
| Direct | Fortnightly IDCW | ₹1,254.031 | 135606 |
| Direct | Half-Yearly IDCW | ₹1,904.0644 | 140023 |
| Direct | Monthly IDCW | ₹1,668.0425 | 133387 |
| Direct | Quarterly IDCW | ₹1,808.1347 | 142249 |
| Direct | Weekly IDCW | ₹1,145.157 | 120793 |
| Regular | Discontinued Growth | ₹7,770.6385 | 100723 |
| Regular | Growth | ₹3,362.8333 | 112077 |
| Regular | Annual IDCW | ₹2,002.9836 | 134972 |
| Regular | Daily IDCW (Reinvestment) | ₹1,067.9382 | 112076 |
| Regular | Discontinued Flexi Dividend | ₹4,192.917 | 100724 |
| Regular | Discontinued Periodic Dividend | ₹2,678.5782 | 100725 |
| Regular | Flexi IDCW | ₹1,301.1792 | 139236 |
| Regular | Fortnightly IDCW | ₹1,161.9141 | 135371 |
| Regular | Half-Yearly IDCW | ₹1,889.6867 | 134763 |
| Regular | Monthly IDCW | ₹1,041.3302 | 133484 |
| Regular | Quarterly IDCW | ₹1,035.2283 | 139646 |
| Regular | Weekly IDCW | ₹1,108.0048 | 112635 |
Frequently asked questions
What is the NAV of UTI - Money Market Fund today?
The NAV of UTI - Money Market Fund (Direct plan, Growth) is ₹3,407.6376 and the Regular plan NAV is ₹3,362.8333, as of 13 Nov 2026.
What returns has UTI - Money Market Fund given?
Over the last year the Direct plan returned 6.46%, and 7.33% a year over 3 years and 6.81% a year over 5 years. That places it 10 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of UTI - Money Market Fund?
The Direct plan charges 0.17% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in UTI - Money Market Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.
How much has UTI - Money Market Fund fallen in the past?
Its deepest fall was 0.8% from 11 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.
Which category does UTI - Money Market Fund belong to?
It is a Money Market Fund from UTI Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from UTI - Money Market Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.