SBI Short Term Fund vs ICICI Prudential Short Term Fund
Put two or three funds side by side — returns, risk, what they cost and what they actually hold. Figures are for the Direct plan, Growth option, where a fund has one.
| Fund |  SBI Short Term FundShort Duration Fund · Direct planNAV ₹36.46 |  ICICI Prudential Short Term FundShort Duration Fund · Direct planNAV ₹70.8 |
|---|---|---|
| Returns | ||
| 1 year | 5.3% | 6.3% (best of these funds) |
| 3 yearsa year | 7.3% | 7.8% (best of these funds) |
| 5 yearsa year | 6.4% | 7.1% (best of these funds) |
| 10 yearsa year | 7.1% | 7.8% (best of these funds) |
| Risk | ||
| Volatilitya year | 1% | 0.9% (best of these funds) |
| Worst fall | −2.4% (best of these funds) | −2.4% |
| Best year | 12.1% | 12.5% (best of these funds) |
| Worst year | 2.7% | 3% (best of these funds) |
| Years in gain | 100% | 100% |
| Cost and size | ||
| Expense ratio | 0.42% (best of these funds) | 0.45% |
| Fund size | ₹13,435 Cr | ₹19,403 Cr |
| Minimum SIP | ₹500 | ₹500 |
| Lock-in | None | None |
| Portfolio | ||
| In debt | 89% | 95.7% |
| In cash | 10.6% | 4% |
| Holdings | 83 | 162 |
Returns beyond a year are annualised. The stronger figure in each row is marked, which is not a recommendation: a fund that returned more usually took more risk to do it.
How much they hold in common
Of every ₹100, this much goes to the same holdings in both funds. A high overlap means owning both adds less than it looks.
- SBI Short Term Fund and ICICI Prudential Short Term Fund11.1%across 16 shared holdings
Biggest holdings
SBI Short Term Fund
- Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)4.3%
- National Bank for Agriculture and Rural Development3.7%
- 6.94% CGL 20362.8%
- Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)2.7%
- 7.31% State Government of Karnataka 20332.6%
As on 31 Aug 2026
ICICI Prudential Short Term Fund
- NABARD **4.7%
- LIC Housing Finance Ltd. **3.9%
- Vedanta Ltd. **3.1%
- Shivshakti Securitisation Trust **3.1%
- NABARD **2.8%
As on 31 Jul 2026
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.