Two funds walk into a table. Only the numbers talk.
SBI Multi Asset Allocation Fund vs Quant Multi Asset Allocation Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ASBI Multi Asset Allocation Fund
SBI Mutual Fund- Multi Asset Allocation Fund
- Direct plan
- High Risk
NAV ₹74.37 on 12 Nov 2026
- BQuant Multi Asset Allocation Fund
quant Mutual Fund- Multi Asset Allocation Fund
- Direct plan
- High Risk
NAV ₹180.34 on 12 Nov 2026
The short version
Who comes out ahead on each measure, over the 10 years all of them have been around.
Grew faster
BQuant Multi Asset Allocation Fund
Quant Multi Asset Allocation Fund returned 18.4% a year over 10 years, against 12% for SBI Multi Asset Allocation Fund. ₹1 lakh invested 10 years ago would be about ₹5.41 Lakh today, against ₹3.12 Lakh.
Smoother ride
ASBI Multi Asset Allocation Fund
SBI Multi Asset Allocation Fund swung the least: about 8.1% a year either way, against 11.5% for Quant Multi Asset Allocation Fund. Lower means fewer scary days.
Fell less in a crash
ASBI Multi Asset Allocation Fund
At its worst, SBI Multi Asset Allocation Fund fell 17.6% from its peak, against 32.6% for Quant Multi Asset Allocation Fund. On ₹1 lakh, that's a dip to ₹67,427 at the bottom for Quant Multi Asset Allocation Fund. Could you have held on?
More consistent
ASBI Multi Asset Allocation Fund
Pick any day in the past and hold for a year: SBI Multi Asset Allocation Fund ended up in profit 99% of the time, against 93% for Quant Multi Asset Allocation Fund.
Costs less
ASBI Multi Asset Allocation Fund
SBI Multi Asset Allocation Fund charges 0.69% a year, against 1.18% for Quant Multi Asset Allocation Fund. On ₹1 lakh that's ₹690 a year against ₹1,180, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ASBI Multi Asset Allocation Fund₹18,327 from ₹10,000(12.9% a year)
- BQuant Multi Asset Allocation Fund₹22,721 from ₹10,000(17.8% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ASBI Multi Asset Allocation Fund
- Strength: Beat a 5-year SBI FD: 12.9% a year over 5 years, against 6.05%
- Strength: Swings less than most funds in its category
- Watch out: Fell harder than its category in the worst crash
BQuant Multi Asset Allocation Fund
- Strength: Ahead of its category: 17.8% a year over 5 years, against a category average of 13%
- Strength: In the top quarter of its category over 5 years (#1 of 8)
- Strength: Beat a 5-year SBI FD: 17.8% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ASBI Multi Asset Allocation Fund | BQuant Multi Asset Allocation Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 5.1%#18 of 31 · avg 5.6% | 9.7%Best#2 of 31 · avg 5.6% |
| 3 yearsPer year, over a full market mood swing | 14.8%#9 of 15 · avg 15.2% | 21.1%Best#1 of 15 · avg 15.2% |
| 5 yearsPer year, the fairest single test | 12.9%#5 of 8 · avg 13% | 17.8%Best#1 of 8 · avg 13% |
| 10 yearsPer year, across bull and bear markets | 12%#4 of 6 · avg 13.6% | 18.4%Best#1 of 6 · avg 13.6% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 8.1%Bestcategory avg 10.1% | 11.5%category avg 10.1% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −17.6%Bestcategory avg −13.3% | −32.6%category avg −13.3% |
| Best 12 monthsIts strongest year | 37% | 104.5%Best |
| Worst 12 monthsIts weakest year | -7.9%Best | -23.7% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 99%Best | 93% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.69%Best | 1.18% |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹21,044 Cr | ₹6,608 Cr |
| Minimum SIPSmallest monthly amount | ₹500Best | ₹1,000 |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In sharesEquity | 44.7% | – |
| In bondsDebt | 32.1% | – |
| In cashNot yet invested | 7.9% | – |
| HoldingsNumber of investments | 132 | – |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
ASBI Multi Asset Allocation Fund
- SBI Gold ETF7.1%
- SBI Silver ETF3%
- Brookfield India Real Estate Trust2.3%
- Cholamandalam Investment & Finance Co. Ltd.Perpetual2.2%
- Embassy Office Parks Reit1.9%
- GAIL (India) Ltd1.9%
- HDFC Bank Ltd1.8%
- Delhivery Ltd1.6%
- ICICI Bank Ltd1.6%
- Bandhan Bank Ltd1.5%
As on 31 Oct 2026
BQuant Multi Asset Allocation Fund
Holdings are not available for this fund yet.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ASBI Multi Asset Allocation Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades
BQuant Multi Asset Allocation Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls