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ESMF0001600: ESAF Small Finance Bank, Chandigarh

ESMF0001600 is the IFSC code of the Chandigarh branch of ESAF Small Finance Bank in Chandigarh, Chandigarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001600
Branch
Chandigarh
MICR code
160760002
Address
Sco 2931-2932, Sector 22-C, Chandigarh, Chandigarh-160022
City
Chandigarh
State
Chandigarh
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001600 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001600: the Chandigarh branch

To send money, add the account number, the account holder's name and ESMF0001600 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Chandigarh

Frequently asked questions

Which bank and branch is ESMF0001600?

ESMF0001600 belongs to ESAF Small Finance Bank, Chandigarh branch, Sco 2931-2932, Sector 22-C, Chandigarh, Chandigarh-160022.

What is the MICR code of ESAF Small Finance Bank, Chandigarh?

The MICR code is 160760002. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001600 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.