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PSIB0000245: Punjab & Sind Bank, Chandigarh Industrial Area

PSIB0000245 is the IFSC code of the Chandigarh Industrial Area branch of Punjab & Sind Bank in Chandigarh, Chandigarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0000245
Branch
Chandigarh Industrial Area
MICR code
160023010
Address
4-5 M.W.Market Industrial Area Phase-I Chandigarh-160002
City
Chandigarh
State
Chandigarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0000245 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 000245: the Chandigarh Industrial Area branch

To send money, add the account number, the account holder's name and PSIB0000245 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Chandigarh

All Punjab & Sind Bank branches in Chandigarh

Other banks in Chandigarh

Frequently asked questions

Which bank and branch is PSIB0000245?

PSIB0000245 belongs to Punjab & Sind Bank, Chandigarh Industrial Area branch, 4-5 M.W.Market Industrial Area Phase-I Chandigarh-160002.

What is the MICR code of Punjab & Sind Bank, Chandigarh Industrial Area?

The MICR code is 160023010. It is printed at the bottom of cheques from this branch.

Can I use PSIB0000245 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.